Household Insurance for More Calamities

The tranquility of your own place is one of the most precious things in your life. Protect both the building and the goods inside the property through an extensive household insurance.

Asigurarea de locuinta pentru cat mai multe calamitati


Unlike the mandatory household insurance (PAD), this policy covers both the building itself and the goods, as follows:

  • The building intended for permanent or temporary housing;
  • Other buildings: storage house, shed, stable, garage, stalls, water tanks, sauna, pool, fencing;
  • The contents (other goods than the ones that are part of the building itself) such as: furniture, carpets and rugs, paintings, books, home appliances, electronic equipment, household objects, musical instruments, textile and building materials, fuels, household means of transport that are not required to obtain a number plate (e.g. bicycle), tools.

Covered Risks

Generally, the optional household insurance covers the following risk categories:

  • Fires, lightning strike, explosion, falling aircraft, parts of aircraft, transported objects, as well as impact with them;
  • Collision with vehicles, not property of the policyholder or its family members;
  • The effects of the sonic boom created by aircraft breaking the sound barrier;
  • Earthquake, including damage produced by fire or explosion triggered by it;
  • Flooding/flash-floods/silt originating from the overflow of surface waters (flowing or stagnant) or from the melting of snow or ice, storms/hurricanes/tornadoes, hail/torrential rain, land collapse or landslides, snow avalanches, weight of snow/ice;
  • Accidental falling of objects, vandalism, strikes/riots/civil disturbances/terrorism confirmed by the competent authorities;
  • Water freezing in pipes and tanks due to the malfunction of heating installations;
  • Flooding originating from neighbouring apartments or the following:
    – The accidental breaking of water pipes and tanks, the deterioration of taps or other accessories of water installations from the insured household;
    – Overflow of sewage or rainwater following the accidental breakage of tubing or the discharge of sewer water, regardless of its origin, from interior or exterior installations;
    – The theft of insured goods committed through break-in or acts of robbery.

Why should you take out your insurance
trough Transilvania Broker ?

There are multiple benefits of taking out policies with Transilvania Broker, you will be saving time and money, benefiting from the wide range of services, products and offers available on the market.

  • The fair evaluation of risks for a personalised quote.

    We will offer you consultancy in correctly evaluating all the necessary risks, so you will be certain that they will be covered by your insurance policy.

  • The best quotes from multiple insurance companies.

    Based on the requested policies, you will receive quotes from multiple insurance partners that work with Transilvania Broker.

  • Consultancy in choosing the right insurance policy.

    Taking your needs and wants into account, we will present you with a wide range of offers from our partners, together with the benefits, insurance conditions and covered risks of each insurance company, so you can make the best choice in buying your policy.

  • Claims support

    In case of an unwanted event, we will help you avoid any problems that may appear when resolving your claim file with the insurance company.

Oferta de asigurare Transilvania Broker

Over 20 Transilvania Broker partners

Over 20 insurance companies are working with us in order to deliver the most complex solutions at the best prices, covering all the risks you need.

See all partners

Request an offer immediately

Complete the form on the right with your information to receive a personalised insurance offer. A Transilvania Broker agent will contact you as soon as possible, from 8:00 to 18:00.

Other types of insurance

Financial Loss by Business Interruption Insurance (BI)

Financial Loss by Business Interruption Insurance (BI)

Covers the damage caused by business interruption triggered by damage or destruction of the insured goods.
Agricultural Crops Insurance

Agricultural Crops Insurance

Agricultural crops insurance covers the damage caused to crops and animals by natural phenomena.
Insurance in case of Insolvency/Bankruptcy of Tourism Agencies

Insurance in case of Insolvency/Bankruptcy of Tourism Agencies

Tourism insurance compensates the clients of the policyholder in case it does not fulfill the tourism services contract.
Transport Intermediaries Liability Insurance (CMR)

Transport Intermediaries Liability Insurance (CMR)

The CMR policy is necessary to obtain orders and it covers the transporter’s liability in Romania and abroad.
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