Insurance of Land Vehicles (CASCO)

How much is your car worth to you? We’d say priceless. No matter if it’s brand new or it’s got several years under its hood, we believe that you deserve to be worry-free, knowing that regardless of what happens to it, you will be covered. Take out a CASCO policy now, which provides compensation to most of the damage produced to the insured vehicle.

Insurance of Land Vehicles (CASCO)

Characteristics

  • The mandatory civil liability insurance will only compensate the repair costs of a third party and not of one’s own vehicle. That is why a CASCO insurance is required to cover the damage produced to the vehicle responsible for the accident, along with many other risks. When taking out a CASCO insurance, a wide range of risks can be added to the policy, depending on the customer’s preferences and the insurance company.
  • The price of such a policy will go up along with the risks added, the age of the car and other factors such as age, driving frequency, the environment in which the car is used – urban or rural – and the type of vehicle. For example, a sports car will be placed in a higher risk category, as well as a vehicle driven mostly in the city, where the traffic is more intense, thus the risk of an accident is higher. Along with cars, a CASCO policy can be taken out for motorcycles, scooters, ATVs, utility vehicles, trailers and semi-trailers alike.

Covered Risks

Generally, the risks covered by a CASCO policy are the following:

  • Collisions, impacts, strikes, rollovers, skids, scratching, falling objects;
  • Malevolent actions of third parties, vandalism;
  • Fire, lightning strike, explosion;
  • Damage caused by hail, flooding, storms, hurricanes, earthquakes, landslides or land collapse, the weight of snow or ice, snow avalanches;
  • Vehicle or components theft;
  • The insurer also provides compensation within the limit of the insured sum for the costs related to the transport of the damaged vehicle (a single transport for each event), with the aim to salvage or repair the vehicle.

Some insurance companies can cover some additional clauses in the policy, such as:

  • Driving outside of public roads;
  • Entering flooded areas;
  • Damages produced by animals;
  • Damages which are exclusive to the rims and wheels;
  • The loss or theft of keys;
  • Accidents to the passengers of the vehicle.

Why should you take out your insurance
trough Transilvania Broker ?

There are multiple benefits of taking out policies with Transilvania Broker, you will be saving time and money, benefiting from the wide range of services, products and offers available on the market.

  • The fair evaluation of risks for a personalised quote.

    We will offer you consultancy in correctly evaluating all the necessary risks, so you will be certain that they will be covered by your insurance policy.

  • The best quotes from multiple insurance companies.

    Based on the requested policies, you will receive quotes from multiple insurance partners that work with Transilvania Broker.

  • Consultancy in choosing the right insurance policy.

    Taking your needs and wants into account, we will present you with a wide range of offers from our partners, together with the benefits, insurance conditions and covered risks of each insurance company, so you can make the best choice in buying your policy.

  • Claims support

    In case of an unwanted event, we will help you avoid any problems that may appear when resolving your claim file with the insurance company.

Oferta de asigurare Transilvania Broker

Over 20 Transilvania Broker partners

Over 20 insurance companies are working with us in order to deliver the most complex solutions at the best prices, covering all the risks you need.

See all partners

Request an offer immediately

Complete the form on the right with your information to receive a personalised insurance offer. A Transilvania Broker agent will contact you as soon as possible, from 8:00 to 18:00.

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