Mandatory Household Insurance

The PAD policy is a mandatory insurance type which covers the damage caused by natural disasters including earthquakes, landslides and floods.

Mandatory Household Insurance

Characteristics

This policy insures the dwelling as well as the contents included within it as follows:

  • The building intended for permanent or temporary housing;
  • Other buildings: storage house, shed, stable, garage, stalls, water tanks, sauna, pool, fencing.

Covered Risks

Generally, the household insurance policies cover the damage produced by the following risk categories:

  • Earthquake, including damage produced by fire or explosion triggered by it;
  • Flooding/flash-floods/silt originating from the overflow of surface waters (flowing or stagnant) or from the melting of snow or ice
  • Storms/hurricanes/tornadoes, hail/torrential rain, land collapse or landslides, snow avalanches, weight of snow/ice.

Why should you take out your insurance
trough Transilvania Broker ?

There are multiple benefits of taking out policies with Transilvania Broker, you will be saving time and money, benefiting from the wide range of services, products and offers available on the market.

  • The fair evaluation of risks for a personalised quote.

    We will offer you consultancy in correctly evaluating all the necessary risks, so you will be certain that they will be covered by your insurance policy.

  • The best quotes from multiple insurance companies.

    Based on the requested policies, you will receive quotes from multiple insurance partners that work with Transilvania Broker.

  • Consultancy in choosing the right insurance policy.

    Taking your needs and wants into account, we will present you with a wide range of offers from our partners, together with the benefits, insurance conditions and covered risks of each insurance company, so you can make the best choice in buying your policy.

  • Claims support

    In case of an unwanted event, we will help you avoid any problems that may appear when resolving your claim file with the insurance company.

Oferta de asigurare Transilvania Broker

Over 20 Transilvania Broker partners

Over 20 insurance companies are working with us in order to deliver the most complex solutions at the best prices, covering all the risks you need.

See all partners

Request an offer immediately

Complete the form on the right with your information to receive a personalised insurance offer. A Transilvania Broker agent will contact you as soon as possible, from 8:00 to 18:00.

Other types of insurance

Pet Insurance

Pet Insurance

The pet insurance policy covers medical treatment, investigations, lodging into special pet hotels and death.
Financial Loss by Business Interruption Insurance (BI)

Financial Loss by Business Interruption Insurance (BI)

Covers the damage caused by business interruption triggered by damage or destruction of the insured goods.
Agricultural Crops Insurance

Agricultural Crops Insurance

Agricultural crops insurance covers the damage caused to crops and animals by natural phenomena.
Insurance in case of Insolvency/Bankruptcy of Tourism Agencies

Insurance in case of Insolvency/Bankruptcy of Tourism Agencies

Tourism insurance compensates the clients of the policyholder in case it does not fulfill the tourism services contract.
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