Accident Insurance for employees

Now matter how many safety measures you have adopted, unexpected work accidents which can threaten your business are a constant possibility. That is why a group accident insurance is the right policy for the safety of your team. This policy covers the risks of death and permanent invalidity caused by a work accident that occurred on the premises or on the way to and from the workplace. Contact a Transilvania Broker agent to receive an offer suitable to your company’s needs.

Accident Insurance for employees

Characteristics

  • Usually, insurance societies offer customers a level of flexibility in choosing the risks they will insure, by attaching supplementary coverage to the client’s choice or by providing several different coverage packages.
  • Moreover, the customer has the possibility to choose the method of compensation in case of damage: the entire insured amount/the share of the insured amount in case of partial damage, or the coverage of hospitalisation costs in state owned or private clinics.

Covered Risks

This insurance type generally covers the following accidents:

  • Accidents that occurred as a consequence of traveling in a means of transportation (bicycles, motorcycles, cars, boats, etc.);
  • Sunstroke, frostbite, heatstroke or collapse due to cold, from which the policyholder could not avoid due to the accident;
  • Asphyxiation by breathing in gas/vapors and the consequences of accidental ingestion of toxic substances;
  • Burns, drowning, strikes, falling, punctures, cuts;
  • Explosions, landslides and land collapses, lightning strikes, electrocution;
  • Attack from another person or animal;
  • Death caused by an acute infectious disease of a post-traumatic nature, rabies or tetanus;
  • The immediate consequences of excessive physical effort, determined by major force causes;
  • Accidents provoked by functioning machinery, equipment, tools or accidents caused by the action of weapons.

Why should you take out your insurance
trough Transilvania Broker ?

There are multiple benefits of taking out policies with Transilvania Broker, you will be saving time and money, benefiting from the wide range of services, products and offers available on the market.

  • The fair evaluation of risks for a personalised quote.

    We will offer you consultancy in correctly evaluating all the necessary risks, so you will be certain that they will be covered by your insurance policy.

  • The best quotes from multiple insurance companies.

    Based on the requested policies, you will receive quotes from multiple insurance partners that work with Transilvania Broker.

  • Consultancy in choosing the right insurance policy.

    Taking your needs and wants into account, we will present you with a wide range of offers from our partners, together with the benefits, insurance conditions and covered risks of each insurance company, so you can make the best choice in buying your policy.

  • Claims support

    In case of an unwanted event, we will help you avoid any problems that may appear when resolving your claim file with the insurance company.

Oferta de asigurare Transilvania Broker

Over 20 Transilvania Broker partners

Over 20 insurance companies are working with us in order to deliver the most complex solutions at the best prices, covering all the risks you need.

See all partners

Request an offer immediately

Complete the form on the right with your information to receive a personalised insurance offer. A Transilvania Broker agent will contact you as soon as possible, from 8:00 to 18:00.

Other types of insurance

Financial Loss by Business Interruption Insurance (BI)

Financial Loss by Business Interruption Insurance (BI)

Covers the damage caused by business interruption triggered by damage or destruction of the insured goods.
Agricultural Crops Insurance

Agricultural Crops Insurance

Agricultural crops insurance covers the damage caused to crops and animals by natural phenomena.
Insurance in case of Insolvency/Bankruptcy of Tourism Agencies

Insurance in case of Insolvency/Bankruptcy of Tourism Agencies

Tourism insurance compensates the clients of the policyholder in case it does not fulfill the tourism services contract.
Transport Intermediaries Liability Insurance (CMR)

Transport Intermediaries Liability Insurance (CMR)

The CMR policy is necessary to obtain orders and it covers the transporter’s liability in Romania and abroad.
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