- Agricultural insurance can be practiced by insurance companies only if they are agreed upon by the Ministry of Agriculture, Forestry and Rural Development.
- Generally, almost any type of crops can be insured, including cereals, medicinal plants, potatoes and vegetables, the produce of fruit trees, vines and hops, greenhouse crops, decorative plants.
- Usually, compensation will be granted based on the degree of damage (total or partial) and based on the coverage of the policy (production costs or product value). Specific crops that can be insured include wheat, barley, two-row barley, rape, sunflower, corn, potatoes, sugar beet, mustard, soy, etc, but also fruit orchards and grape vines.
- Fires from natural causes (lightning strike);
- Storms, wind storms;
- Torrential rain;
- The collapse, slide or subsidence of cultivated fields/plantations;
- Late spring and/or early autumn freezing;
- Additionally, in specific conditions, the risk of draught can also be covered.